Monlarento · Activities

Core Activities

Four areas, one coherent programme

Each activity type serves a distinct purpose. Together, they form a complete support framework that addresses the financial transition from multiple angles.

Initial Assessment Session

Every participant begins with a structured one-to-one assessment. This is not a test. It is a conversation designed to understand your current situation, identify the areas where you feel least confident, and establish a plan for your involvement in the programme. The assessment takes approximately 90 minutes and can be done in person or online.

The information gathered is used only to personalise your programme and is treated with full confidentiality. You are not required to share anything you are not comfortable sharing.

90 minutes · One-to-one

Individual Mentoring Sessions

The core of the programme. Regular sessions with your assigned mentor, typically one hour in length, scheduled according to your availability. Sessions are flexible and structured around your current priorities. You might bring a document to review, a question about a procedure, or simply want to talk through a financial decision you are facing.

Mentors are trained professionals with backgrounds in financial education, social work, or related fields. All have completed specific training in working with care leavers.

60 minutes · Weekly or fortnightly

Practical Group Workshops

Small-group workshops on specific financial topics. Groups are kept deliberately small so that every participant can ask questions without feeling exposed. Topics rotate throughout the year and include: reading and understanding a payslip, comparing bank account options, understanding a rental contract, preparing a simple tax return, and identifying public grants and how to apply for them.

Workshops are available in person in Madrid and via video conference for remote participants.

2 hours · Groups of 4 to 8

Accompanied Administrative Procedures

Some administrative processes are easier to face when someone is physically present with you. For participants who need it, a mentor can accompany them to a bank branch to open an account, to a public employment office to register as a job seeker, to a tax office, or to any other administrative appointment where support would be helpful.

This service is available for participants in the Madrid area. For those outside Madrid, mentors can provide detailed preparation and follow-up support by video call.

In-person · Madrid area

Topic Areas

Specific topics covered in the programme

These are the concrete subjects addressed through mentoring sessions and workshops throughout the year.

Banking basics

Choosing an account, understanding fees, using online banking safely, setting up direct debits, and avoiding overdraft charges.

Employment contracts

Types of contract in Spain, duration, working hours, trial periods, termination conditions, and what to do if something goes wrong.

Understanding your payslip

Gross vs. net salary, Social Security contributions, IRPF withholding, and how to check that your payslip is correct.

Income tax (IRPF)

Who must file, who may benefit from filing voluntarily, how to use the Agencia Tributaria's Renta Web tool, and what deductions may apply.

Renting a home

Reading a lease, understanding deposit rules, tenant rights under the Ley de Arrendamientos Urbanos, and what to do in case of dispute.

Grants and public aid

Mapping available grants at national and regional level, eligibility criteria, application processes, and documentation requirements.

Small group workshop session with young adults seated around a table, engaged in a financial literacy exercise

Schedule and Access

Flexible scheduling designed around your life

Monlarento understands that young people in transition often have irregular schedules. Work shifts, job searching, and other commitments mean that rigid timetables do not work for everyone.

Sessions are offered in the morning, afternoon, and some evenings. Weekend slots are available on request. The distance learning platform is accessible at any time, so online modules can be completed at your own pace.

To get started, simply contact us. There is no waiting list process. We will arrange an initial conversation within a few working days of your enquiry.

Get in touch

What we do, and how we do it