Monlarento · Distance Learning

About the Platform

Online learning designed for real independence

Not everyone who needs financial mentorship lives in Madrid or can attend in-person sessions. The distance learning programme was developed specifically to remove that barrier. All modules are accessible via any internet-connected device, including smartphones.

The content is written in plain language, avoiding financial jargon wherever possible. Where technical terms are unavoidable, they are explained clearly. Each module includes practical exercises that apply directly to real situations.

Progress is self-paced. There are no deadlines, no examinations, and no penalties for pausing and returning. The platform is available around the clock.

Mobile-friendly Accessible on any device, including smartphones

Self-paced No deadlines, no fixed schedule required

Completely free No subscription or registration fee

Young person studying financial education modules on a laptop in a comfortable home setting, focused and engaged

Course Modules

What you will learn

The distance learning programme is divided into focused modules. Each can be completed independently or as part of a full learning path.

Your Money, Your Decisions

An introduction to personal finance concepts: income, expenses, savings, and the basics of budgeting. This module establishes the foundations for everything that follows and is suitable for complete beginners.

Approx. 45 minutes

Opening and Managing a Bank Account

A step-by-step guide to opening a bank account in Spain: the documents required, the different account types available, how to compare fees, and how to use online banking safely. Includes a practical checklist for your first bank visit.

Approx. 60 minutes

Understanding Your Employment Contract

A detailed walkthrough of the main types of employment contract in Spain, the key clauses to look for, your rights and obligations as an employee, and what Social Security registration means in practice. Includes a glossary of common terms.

Approx. 75 minutes

Reading Your Payslip

An annotated guide to a Spanish payslip (nómina): what each line means, how gross and net salary relate, what IRPF withholding is, and how to identify errors. Includes interactive exercises using sample payslips.

Approx. 50 minutes

Filing Your First Tax Return

A plain-language guide to the Spanish income tax declaration (declaración de la renta): who must file, the key deadlines, how to use Renta Web, what information you need to gather, and which deductions may apply to young workers.

Approx. 90 minutes

Emancipation Grants and Public Aid

An overview of the main public grants available to young care leavers in Spain: national schemes, regional programmes, housing aid, and training support. Includes guidance on how to research what is available in your specific autonomous community.

Approx. 60 minutes

Renting Your First Home

A practical guide to renting in Spain: what to look for in a lease, how deposits work, your rights as a tenant under the Ley de Arrendamientos Urbanos, and the steps to follow if a landlord does not meet their obligations.

Approx. 65 minutes

Protecting Yourself Financially

An introduction to common financial risks for young adults: predatory lending, unauthorised charges, identity fraud, and consumer rights. Covers where to go for help and how to report problems to relevant authorities in Spain.

Approx. 55 minutes

How to Access

Getting started with distance learning

Step 1: Contact us

Send us a message through the contact form or by email. Tell us you are interested in the distance learning programme and a brief description of your situation.

Step 2: Brief registration

We will send you a short registration form to confirm your eligibility. This takes a few minutes and requires only basic information about your background in the care system.

Step 3: Start learning

Once registered, you receive access to all modules immediately. You can start with whichever topic is most relevant to your current situation and progress at your own pace.

Learn at your own pace, from anywhere